Meet Your PersonalFinancial Analyst
Connect your accounts once, and receive a weekly email digest with spending insights, trends, and analysis—powered by AI.
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Your spending summary: $2,847 this week. Dining expenses up 12%, but overall spending down 8%. Great balance!
Why managing spending still feels so cumbersome
Managing speding shouldn't feel like a second job — yet somehow, keeping track of it has become one of the most confusing and time-consuming parts of financial awareness.
Cumbersome apps
Confusing dashboards and manual categorization make financial apps a chore to use.
Sea of transactions
Hundreds of transactions every month create overwhelming noise instead of useful insights.
No time to analyze
Takes too much time to review everything and extract meaningful patterns from your spending.
Money anxiety
Not knowing where your money goes creates stress and uncertainty about your financial health.
The result? Financial overwhelm
You end up with a pile of data but no clear understanding of what it means for your financial future. The tools that should help you feel confident about your money actually make you feel more anxious.
How penny post solves this
We've reimagined financial analysis to be effortless, intelligent, and genuinely helpful.
Plug & forget
Connect all your accounts once and we handle the rest. No more manual data entry or complex setup.
AI-powered analysis
Our AI analyst examines every transaction, finding patterns and insights you'd never notice on your own.
Smart categorization
Automatic categorization that actually makes sense, with context and reasoning behind every classification.
Trends & insights
Discover spending patterns, seasonal trends, and opportunities to optimize your financial habits.
Noise to insight
Transform overwhelming transaction data into clear, actionable insights that matter to your financial goals.
The penny post difference
While other apps make you work harder to understand your money, PennyPost works for you. We believe you deserve insights, not just data. You want clarity, not complexity. You need a financial analyst, not another app to manage.
Here's what lands in your inbox
Every Sunday morning, a beautiful summary of your week with your money
From: PennyPost
Subject: Your Week with Money — March 10-16
Hey Sarah!
March 10-16, 2024
You spent $847 this week—8% less than last week! Here's where your money went and a few insights to keep you on track.
Where Your Money Went
Total of $847.32
Top Places You Spent
Whole Foods Market ($312.45), Amazon ($198.20), Shell Gas Station ($156.80)
Biggest Single Purchase
Whole Foods Market
March 14 • Groceries
$127.43
Interesting Insights
Great news! Your grocery spending is down for the third week in a row. You're saving an average of $42/week compared to last month.
Active Subscriptions
Spotify Premium ($10.99) • Netflix Standard ($15.49) • iCloud Storage ($2.99)
Spending Trends
Down 8% from last week
You're spending less on dining out and entertainment
That's your week, Sarah! We'll check in again next Sunday.
✨ This is a sample email. Your actual digest will be personalized with your real spending data.
How it works
Getting started with PennyPost is simple. Just three steps to transform your financial data into actionable insights.
Connect your accounts
Securely link your bank accounts, credit cards, and investment accounts. We use bank-level encryption and read-only access.
We analyze your data
Our AI analyst examines every transaction, categorizes spending, identifies patterns, and uncovers insights you'd never find on your own.
Receive weekly digests
Get a beautiful, easy-to-understand email every week with key insights, trends, and actionable recommendations.
Amex
47 trans.Credit Card
•••• 1234
Chase
32 trans.Checking
•••• 5678
Wells Fargo
18 trans.Savings
•••• 9012
Venmo
25 trans.Wallet
•••• 3456
PennyPost
Analyzing your data...
Your week in money ✨
That's it!
No complex setup, no daily check-ins, no overwhelming dashboards. Just connect your accounts and let PennyPost do the heavy lifting. You'll receive your first digest within a week of connecting your accounts.
Privacy & security first
Your financial data is sensitive, and we treat it that way. Here's how we protect your privacy and keep your information secure.
Read-only access
We can only view your transactions - we cannot move, transfer, or modify any of your money.
Data security
Your financial data is encrypted and protected at every step.
No data sharing
We never sell, share, or monetize your personal financial data. Your privacy is our priority.
Disconnect anytime
You're in control. Remove access to your accounts whenever you want, instantly.
Your data, your control
We believe you should have complete control over your financial data. That's why we use read-only access, never store your banking credentials, and give you the power to delete everything at any time.
Our privacy promise
We will never sell your data, share it with third parties, or use it for anything other than providing you with personalized financial insights. Your trust is the foundation of our service, and we work hard to earn and maintain it every day.
Ready to transform your financial data?
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